Course Overview

Consumer Math B is the second part of the Consumer Math sequence, continuing the exploration of personal finance and decision-making. This course equips students with practical tools to navigate financial systems, make informed choices, and build long-term financial stability. Emphasis is placed on recognizing how financial institutions and retailers present information, and how consumers can critically evaluate that information to make sound decisions.

Key Learning Focus

By the end of the course, students will be able to:

• Differentiate between secured and unsecured debt.
• Create and manage a personal budget.
• Understand and evaluate a credit report.
• Explore strategies to increase income and decrease expenses.
• Apply decision-making skills to achieve greater financial independence.

Instructional Approach

Students will engage in practical activities that reflect real-world financial scenarios, from budgeting and debt management to evaluating credit. Instruction emphasizes financial literacy as an essential life skill, encouraging students to analyze, reflect, and apply knowledge to their own financial situations.

Outcome

Upon completion of Consumer Math B, students will possess the tools and confidence to manage their personal finances effectively. Together with Consumer Math A, this course provides a comprehensive foundation in consumer awareness, financial planning, and lifelong money management skills.