Course Overview

Consumer Math A is the first part of a two-course sequence designed to equip students with the knowledge and skills needed to make informed financial decisions. This course introduces the principles of personal finance, emphasizing how access to information impacts financial outcomes. Students will learn that money can be gained or lost depending on the quality of decisions made as consumers, highlighting the importance of financial literacy in everyday life.

Key Learning Focus

By the end of the course, students will:

• Understand the history and role of money in society.
• Define and distinguish between fixed costs and discretionary spending.
• Recognize the importance of savings in financial stability.
• Identify and evaluate the risks and consequences of debt.
• Analyze personal spending patterns and purchasing motivations.
• Practice strategies for making thoughtful and sometimes difficult financial decisions.

Instructional Approach

Instruction emphasizes real-world application and critical thinking. Students are asked to reflect on their own financial choices, evaluate the tactics of retailers, banks, and credit card companies, and practice strategies to become informed consumers.

Outcome

Consumer Math A prepares students to take greater control of their personal finances by cultivating awareness, responsibility, and decision-making skills. Together with Consumer Math B, this course provides a strong foundation in personal finance that supports lifelong financial independence and success.